• underisk@lemmy.ml
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    2 days ago

    I didn’t question whether more had insurance. I questioned the quality and utility of the insurance they were forced to purchase by penalty of fine. One of the elements the republicans stripped was that fine, which existed entirely as a handout to insurance companies who swore up and down that having to cover preexisting conditions would bankrupt them unless you forced everyone to buy their “product”. (Not that the republicans did it out of any altruism or anything, they just wanted to use that as part of a ploy to repeal the ACA entirely, which failed)

    • ChonkyOwlbear@lemmy.world
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      1 day ago

      Republicans stripped the fine because that hurt the ACA. Insurance depends on healthy people paying in to cover the sick. The bigger the pool of insured, the lower the costs for everyone. This all falls apart if young, healthy people just chance it and skip having insurance. If you make people pay a fine even if they don’t have insurance, this removes the incentive to skip getting insurance (which keeps prices down).