I don’t see that happening anytime soon, because it will be very hard to convince literally everyone to be ok with what they need and pass on what they want.

Sony’s headphones at least up until the xm4 let you enable anc via long press of a button, not sure if they last 12 hours though

Open your wallet and fill ours

Moneybuster works with nextcloud cospend and ihatemoney, maybe that’s worth looking at

KeePass can sync no problem. Either right in the app like KeePass2android via WebDAV or just plain old file in a synced folder.