Big difference for me is PC is open hardware and open OS. Should the worst happen there are possible solutions from those voyaging the seas.

But, consoles are locked down, and jailbreaks can be years away.

Its why despite buying digital on PC without issue I continued to buy physical for consoles, since I felt more in control of PC hardware than I did console hardware. Physical on consoles was a way of gaining back some control despite the hardware being locked.