I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.


I am not a financial advisor, seek a professional.
My opinion: if you’re young, invest…now…and change nothing else about your life due to that money. Keep reinvesting the return. At some point, you’ll see you have over a million dollars and you’ll keep the snowball going – and you’ll find you can retire 10-20 years earlier than everyone else. If you’re older, still invest, but you may want to see what the best options will be for yielding good returns toward retirement.