I don’t know if this is what some people would call life changing money.
safe bet: long term investment for retirement or to buy a house.
dreamer me: study the piano bachelor you always said you wanted to do, even if it’s just the bachelor, and not a master, even if you’re doing it not for the money or fame, but just because you want to play and maybe teach part time, but mostly because is something I enjoy doing, even if teaching the piano is mostly a side job to my main job.
I don’t know what to do. Feel free to read my previous post, because it’s related to this one.
S&P500 indexed Mutual Fund. You can do this for free from the right reputable online brokerage. Then forget about it for a few decades if you can.
Always remind yourself that simply getting money doesnt make one good with money. Live your life as if you never got it. Hopefully it’ll be very useful when you’re older.