That’s not it, the TAN and 3-D Secure are different components to the 2FA required to access the bank account.

Good luck, there are no other alternatives.

That’s because we live in different countries. Judging by you saying FCU, presumably meaning Fan Control Unit or United States Federal Credit Union, you live in the United States.

I do not live in the United States. In the rest of the world, and especially Western Europe and the UK - where I live - cashless is very common if not the default.

Again, outside of the United States (1 country), banks tend to work like how I described, so there isn’t a bank that “doesn’t do that stuff”, and not only are most business cashless, there are even fairly common card payment machines at businesses that do not take chip and pin (or swipe, but they basically never did that, that’s just an American thing), only contactless is an option.

And it sucked, I prefer the modern design.

Missed a comma. It’s meant to be “vertically only, so centered…”. What I get for typing comments in a rush haha

Yeah but websites aren’t newspapers and don’t have the limitation of literal limited physical space.

Last time I looked at a newspaper up close was 2006 when I was like 8, and most of the content was ad space that distracted from the text which was condensed and often centered, or if it was a front page often in multiple columns to save on the limited physical space. Remove the ads and you’d have white space. Just like on the internet.

Yeah, happened to me. I tried to go to one of the bank locations but they not so subtly told me to fuck off and call their customer service instead if for some reason I couldn’t use the ‘in-app help menu’. The entire concept of me losing access to it seemed alien to them, as it I was born into the app or some shit, idk how much they pay those ghouls to stand there and gaslight folks like that but I sure hope it’s a lot.

To restore it I had to call them and turned out I needed to know some kind of extra hidden secret “telephone banking” password after fighting past 10 people who could barely speak English. I didn’t know it ofc and like an hour later I was able to prove who I was.

Yeah good luck with that, most places have been cashless since the pandemic, and there are no banks that don’t do this, they’re required to have 2FA by regulatory compliance and they all implement it as apps to offset compliance costs with data harvesting.

They go where the people are because impressions and engagement are money.

They just don’t care or don’t even see it because they live in their personal bubble of like, sports news and little more.

Lucky you can get away with that. My bank requires the app, without it you can’t even make transactions via the web UI because the 2FA is via their app. You can’t even order a new card or many times order a physical card via their web UI because they don’t bother sending you a physical thing anymore, intention being is that you add the card to Google pay for NFC and online payments and use it that way only. Everything is via the app. I actually have no idea what happens if I lose my phone, because as far as it has been made to appear my bank account is on my phone, there are no sign in details or anything of the sort, it’s either there or it isn’t.

I read all this in Lenny’s voice because of your pfp and it made it even better

That’s crazy. Yeah in the rest of the world you can’t do shit on a bank website, it’s mostly just view only, and the rest is via the app. If it lets you do anything at all, it’ll require 2FA via the app.

You can transfer money from a savings account with one bank to another account with another bank just via tapping said bank account icon in the app, like you don’t even need the BIC/IBAN/AccNo/Name or any details, it knows where to go just because you have the app of the other bank, all you do is tap the icon.

I’m not even sure you can withdraw the money from the savings account without having the app of the target bank installed on the phone, signed into the target account.

Same way you can add a card to Google Pay by just tapping a button in the bank app, no details or anything required.

Frankly I don’t even know where any one of my bank cards are, I remember for a good while I had a credit card that I didn’t actually have physically because when you open the credit card account (which requires extra checks compared to what is default - debit cards) they don’t bother to ship the physical thing to you unless you explicitly ask for it (via an option in the app), since most people just use it only via Google Pay because everywhere is cashless and uses only NFC.

I didn’t realize at first but it meant that my “card” didn’t even have a PIN, because there was no way to physically have it, any large transactions are authorized in the app, everything else, including IRL is implicitly authorized by me unlocking my phone with my fingerprint, which is required to make NFC payments on Android. I think with Apple phones it’s required to open the app but for me since 2018 it’s been muscle memory to tap the fingerprint reader and slap the phone on the NFC reader on anything from the tube to the dodgy corner shop.

To get the actual card details it’s a relatively hidden submenu in the app, to add to Google pay is a giant button on the card icon in the app.

Convenient as hell but the sheer amount of privacy violations involved and info that must be gathered about the phone to do this in a compliant fashion makes me shudder.

Good idea to recognize, but bad examples.

The issue isn’t even using devices to replace cognitive functions. That’s anprim shit, I’m not gonna do 5 digit numbers on my head, imma use a calculator, especially if it’s something important or there are stakes to getting it wrong.

The issue more than anything is agency.

Goddamn I was reading this expecting to disagree and bitch and moan about the word being overused but it’s 100% justified, that David horseshit Hanson guy is unhinged and cloudflare bankrolling his arch Linux rice is something else.

Not only is he defending the anti-trans activist Linehan getting arrested (for bullying and harassing an underage girl and accusing the police being “on the payroll of trans activists” (whatever that means) in court), but davis huge hiney here also is full on dog whistling about white replacement on his website, banging on about “Pakistani rape gangs” etc. usually with links to xitter misinfo about the convicted felon Tommy Robinson who was let out of prison not long ago and has been leading the far-right riots.

Read for yourself, it’s honestly not very exciting, very run of the mill typical rightoid shit https://world.hey.com/dhh/as-i-remember-london-e7d38e64.

I also do wonder what the fuck is the point of having le unix porn riced setup just to have half the screen be taken up by a web browser with grok in it (lol)

Thank you so much! This valuable info needs to be signal boosted for sure

Human eyes can see vertically only, so centered text is the best, same as centered content

No, what’s stupid is one shot kill stupidly accurate sniper weapons in the first place.

Either way no one is happy. I think some simple solutions are:

1. Limit actual sniper ammo, maybe 5-10 rounds total per life.
2. Anything further than like 150m should require zeroing and accounting for wind even in casual games. It could be simplified/not true to life, but it should be done for balance. IRL snipers are not very viable for most things for a reason. They’re a specialist tool, not an actual alternative to an assault rifle.
3. No one-shot kill bodyshots from snipers.
4. Damage heavily reduced with increasing distance.
5. Accuracy heavily penalized for anything but staying still while prone.
6. Require a few frames of no mouse/right stick inputs to hold breath/stabilize, limiting snipers to largely static targets
7. For those who do like to run around with long range weapons especially in games like Battlefield, add a nice DMR. Should fire single shot semi-auto only, but have ammo and mags comparable to an assault rifle, better precision, but damage pretty much the same as an AR.

Watch movies/shows/YouTube, gaming or pursue virtually any hobby: from photo editing to video production/editing to music production to creative or nonfiction/essay writing to programming to reading to research to studying.

Basically anything at all?

Idk bout you but the Phone is for phone calls and occasionally - IM.

Are you very young or a NEET or something?