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Joined 2 months ago
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Cake day: September 14th, 2024

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  • pulled right from the fuckin court documents

    The “court documents” are filings by the parties. You’re summarizing litigation documents filed by Twitter, in a motion to dismiss, which is a phase of litigation before either side comes forward with any evidence.

    The court hasn’t ruled on anything, so you’re just repeating statements that one side has claimed. I’m pointing out that the other side is claiming the opposite.

    The suing company isn’t going off anything but fucking assumptions.

    They’re not required to come forward with evidence (and litigation procedure doesn’t even give them much of an opportunity to come forward with evidence at this stage). What they have come forward with is literally sealed by the court, so unless you’re leaking confidential court documents you don’t have any idea of what they’re claiming. Take a look at the docket.

    If you’re going to be aggressive in this comment section, at least learn the very basics of the thing you’re being aggressive about. It’s clear you don’t know the basics of this type of litigation, so it might help if you show some intellectual humility, take a step back, and let the knowledgeable people actually weigh in, to be able to evaluate the publicly filed documents in an informed way. Whatever it is you’re doing instead, looks pretty bad.



  • Depends on the topic. From what I can tell, Lemmy skews young and technical and towards certain personalities and interests, so there are going to be topics that go to those strengths, but also topics where the discussions get mired down in either discussing the basics or get stuck in a pretty unsophisticated understanding of the topic.

    It’s obvious with the hyper local discussions (where should I eat in this city when I visit), because there just aren’t enough knowledgeable people to form a quorum for quality discussion. But it’s also true in many of the hobby/interest discussions, simply because there aren’t enough people to where good discussion encourages more high quality discussion in a feedback loop.


  • Partially. I think it’s a good drop in replacement for:

    • Anything technology oriented, from software to hardware to what different open source projects are up to, to what tech corporations are doing, and various discussions around ecosystems (the internet itself, specific services like Discord or Reddit or LinkedIn, app stores, social networking, etc.)
    • Funny memes or other humor

    It’s got pretty good coverage of certain topics:

    • Politics, at least on specific sub topics
    • Science and specific scientific disciplines

    It has a few pockets that work for very specific things:

    • Specific TV show or movie franchises (looking at you, Star Trek)
    • ADHD or neurodivergent support/advice
    • Noncredible Defense is actually here. Love it.

    And it’s just missing a bunch of things I loved on Reddit:

    • Sports, especially the unique culture of the NBA subreddit
    • Other specific interests in television, film, music, or other cultural interests.
    • Local things in specific cities
    • Finance and economics stuff
    • Lots of specific interests/hobbies are missing, or just aren’t as active.
    • Advice/support for career/work life, especially specific careers (in my case, the legal industry and life as a lawyer)
    • Advice/support relating to personal relationships, from parenting to dating to very specific support forums for things like divorce or cancer. Even what does exist here is disproportionately neurodivergent, so the topics of focus seem to be pretty different than what would be discussed in other places.

  • Yeah, I’m not going to pretend like I’m good with money. I’m not. I have a decade of experience of being a young adult on a tight budget to know that’s not one of my strengths. I wasn’t great at stretching each dollar to its most efficient use. And I still am not.

    I won’t speak on whether student loans are worth it. I think, like everything, it depends. I think a bachelor’s degree is definitely worth the cost (both in tuition and time), but it might still be worth doing it cheaper if there’s a cheaper path available.


  • Or are you just speaking about cash reserves?

    Yes. Cash reserves are like unused RAM to me: I have it, so I might as well put it to work. If it turns out I need it somewhere else, I can always go rearrange things to make that possible.

    Realistically, I think I’m rich because my wife and I both have strong ability to command high salaries, switch jobs, etc., even in a pretty severe downturn. The main things that might tank the value of that expected future cash flow are disability or death, and we at least insure against those.

    We also only need one of our two incomes to support our lifestyle, so we have a certain resilience that just comes from having that buffer. At our current ages, we also already have substantial retirement savings, so we have some resilience there, too.


  • exasperation@lemm.eetoAsk Lemmy@lemmy.worldHow are you doing financially?
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    28 days ago

    What’s your relationship or philosophy with money?

    A life-changing shift to my approach has been to worry about absolute amounts rather than percentages. Saving $10 on a $20 item feels great but ultimately is the same thing as saving $10 on a $500 item (which feels like nothing).

    I grew up lower middle class: never had to worry about not having a roof over my head, but there were times we were somewhat food insecure, and spending money on leisure/entertainment or anything unnecessary for survival was a foreign concept until I got to high school and some my parents’ career moves paid off and put us in upper middle class. It took them a good 10+ years before they could relax a little bit and feel secure with their money, though, and that was as much driven by the fact that their kids were adults who had moved out.

    So life has been about deciding which of my parents’ frugal attitudes and approaches to money to keep and which to discard.

    Things I decided not to adopt:

    • I slowly learned to stop caring as much about wasted food. Food is just cheaper now compared to when I was growing up (even if the last 5 years has shown an uptick), and as a society we have more issues with obesity than hunger, so cleaning off a plate seems like it doesn’t actually do that much good.
    • My time is worth something to me. I will gladly pay the few dollars here and there for convenience.
    • I’m glad I ignored my parents advice to buy a home as soon as I could and build equity or whatever. I rented and it worked out great for me, giving me the flexibility to make changes at different stages of my life.

    Things I kept:

    • Life is uncertain. Always be prepared with whatever you can accumulate for financial resilience: cash, other property, lines of credit, marketable job skills, literal insurance policies, etc. Don’t underestimate the importance of personal relationships, whether it’s “credit” from friends and family who can help you out of a bind, colleagues who can refer work to you, bosses who will fight for your career, etc.
    • Develop your career. Education and credentials are important early on, and up-to-date skills and a good understanding of the landscape in your field (both in the type of job and the type of industry you work in), plus solid relationships with people, can help you know when switching jobs is right for you.

    Things I had to learn on my own:

    • Life is unfair. Many types of unfairness are systematic. So why not position yourself to where the unfairness works in your favor, if available?
    • Higher income makes it easier to survive mistakes on the spending side. To flip around Ben Franklin’s quote, a penny earned is a penny saved.
    • Know yourself and your own laziness. Set up automatic functions wherever possible: automatic bill pay, automatic savings, automatic investments, etc. Steer away from any strategy that requires active management, and towards strategies that tend towards a set it and forget it philosophy.

    I’ve also made a shitload of mistakes, some of them pretty costly, especially back in my 20’s:

    • Paid probably thousands in credit card interest in my early 20’s chasing lifestyle bullshit.
    • Paid thousands in unnecessary car loan interest in my mid 20’s by getting suckered by a dealer.
    • Paid hundreds, maybe thousands, in late fees and interest from forgetting deadlines to pay shit I actually already had the money on hand for.

    I’m rich now, most of it from luck (especially timing), much of it from personal relationships (good family, good marriage, good friends), some of it from actual effort (good grades from a good law school), and some of it from conscious decisions to steer towards my strengths and away from my weaknesses (lazy but smart, prototypical “gifted” slacker with undiagnosed ADHD).

    It took a while to get here, though, and I was financially insecure well into my 30’s. Sorta figured shit out then, and then married someone who complements me pretty well on these things, and covers my blind spots.

    For the extra brave ones: how much savings do you have, and what are you planning to do with them?

    I have some savings, and it’s an emergency fund. It’s representing 1-2 months of typical spending, that could be stretched to 3-4 months if I needed to stop the frivolous spending. But I have credit beyond that, and less liquid assets I’d be able to tap into if I were facing a longer term issue.

    But I’m not saving for any particular thing other than retirement. If things accumulate and grow, great. I’ll make a judgment call on when to retire based on how I feel and how much I have and what I want to do. I anticipate my wife and I will probably want to retire in our early 60’s, based on our anticipated career trajectories and the ages of our children.


  • exasperation@lemm.eetoAsk Lemmy@lemmy.worldHow are you doing financially?
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    28 days ago

    I read that half of Americans couldn’t cover an unexpected $1,000 expense.

    Without borrowing or selling property, yeah. Not a lot of people have that much liquid cash laying around.

    But I wouldn’t assume that this would be some kind of economic devastation. Our whole system revolves around easy credit.

    If the unexpected expense is something that can be paid for on a credit card, that 20% interest isn’t exactly ideal but for many people it can be a simple task of buying now and paying it off over 2 or 3 months. For them, $1000 isn’t a lifestyle changing expense.

    For others, $1000 might be devastating. It might be the difference between making rent or not, and ultimately lead to eviction and maybe even homelessness.

    So liquidity is a different question from financial health or resilience, even if they’re somewhat correlated. There are other metrics out there more directly measuring financial stability or vulnerability.