partial_accumen

I can go to a cafe where I’m waited on and served decent food for $20.

How much do you tip on you cafe meal on top of that $20?

What specific traits or habits do people close to you recognize that would reveal an impostor trying to mimic you?

They ask me what specific things would reveal themselves when they mimic me. Thats probably a red flag.

Nobody’s demanding they wear a mask

Which country are we talking about. In the USA there were absolutely mask mandates.

“They’re wearing a mask to stop the spread of disease, because they are sheep and I feel a need to react to this person’s wearing of a mask to prove to everyone else within eyesight I am not sheep lest they question my superiority."

FTFY, they don’t see the mask as preventing disease that needs to be prevented. They see COVID as a mild inconvenience. An inconvenience that isn’t worth doing anything to prevent it, and they get upset when anyone tells them they should care about it (even if its just for other people’s sake).

Masks are a highly-visible sign of compassion. It’s a sign that you don’t want others to suffer due to your own actions, especially if you’re suffering already.

I agree with this.

So when a person who has no compassion (but doesn’t want to admit they have no compassion) sees a mask, they feel the need to defend themselves and attack the mask.

I don’t agree with this. There is no self awareness of lack of empathy in this group. Its not like they’re recognizing masking as an empathetic action, and choose to act counter to telegraphy the don’t care about empathy.

Instead, they (wrongly) see mask mandates as some kind of subjugation (even though it isn’t). They build the narrative that “COVID is just like the flu” so no freedoms should be impinged. Personal exceptionalism demands they rail against anyone or anything demanding their obedience or compliance. They see the demand of not hurting others with the spread of disease as an infringement on their freedom.

The result of their actions is a lack of empathy, but I don’t think that is their goal and they even have any awareness about anyone else’s needs except their own.

He said all this kind of nonsense the last time he ran.

And he violated all kinds of laws when in office and after his term ended.

I think there is a high likelihood we will see President Vance before the end of this second Trump term. I can’t really tell which is worse.

That’s an interesting bit of info I never knew. Thank you for sharing that.

The purpose is to rate the users.

Individual communities can set up guidelines, that if you have a new account under 6 months, and you have a negative overall karma, you’re banned from that community until a human can look through your post history to see if you should be unbanned. you’ll have to repost previously highly upvoted content to pump up your karma numbers, until you have a positive overall karma.

FTFY, I’d really prefer to leave that mistake of karma at Reddit instead of polluting Lemmy with it.

Lemmy karma-less method also drastically reduces the value of bot accounts to farm karma (for nefarious or advertising use before being banned).

FYI, Passive Matrix doesn’t mean monochrome. Passive Matrix were color too. If you’re actually looking for a reflective monochrome LCD, you probably want STN aka Supertwist LCD.

I’m not aware of any STN smartphones. Others have already rightly posted eink is likely a better fit for what you want.

What’s the opposite of forced abortions? Because given the history of the CCP that could be where this is heading.

Decree 770

“Decree 770 was a decree of the communist government of Romanian dictator Nicolae Ceaușescu, signed in 1967. It restricted abortion and contraception, and was intended to create a new and large Romanian population.”

"To enforce the decree, society was strictly controlled. Contraceptives were removed from sale and all women were required to be monitored monthly by a gynecologist.[3]: 6  Any detected pregnancies were followed until birth. The secret police kept a close eye on hospital procedures. "

To my complete lack of surprise, Russia is seems to be a freer country for free software developers than the United States.

What does the United States have to do with this? Since when is Finland part of the United States? Linus Torvalds is Finnish.

Someday soon I’m sure we’ll get that paperless office.

This one I’ve seen pretty darn realized. My last “in office” job was more than 5 years ago, but while there were printers available they were not used often. Nobody would hand you a piece of paper with any exception you’d have to keep it safe or for any period of time, and even then you’d also have a digital copy sent to you. Then and now, I still keep an notepad, but its only for things I need to remember for less than 24 hours or that get entered electronically very shortly after.

This was a fortune 100 company too, not some Mom-and-pop office.

Not in an academic sense but they never actually learned to form ideals

First, yes there are people that never intellectually explore the world nor the underpinnings of their beliefs after high school. This is, many times, why people are a stark difference from their prior selves when they go to college and do actually get exposed to other beliefs and are taught to question the “why” of their known “what”.

However, don’t get too cocky and arrogant in your superiority. I only have fractional knowledge of this myself, but when I was much younger I thought the way you did and I was equally ignorant as you may be now. There’s more you’re not seeing that has value.

Those same people you’re referring to do learn other things which aren’t always apparent. “Street Smarts” is one way some of these skills are described. They can generally read a room and know the social condition in it and if it is risky or becoming unsafe. They are keenly aware of navigating the fringes of society’s bureaucracies just out of necessity. This includes navigating the legal system. Many times they have social bonds, which to outsiders, defy reason. Others would look at some of these relationships as “toxic” but they don’t understand that those bonds will sometimes produce effort, money, or insight in emergency or dire situations to those on the in-group not available to the rest of us. Society has a pale phrase that tries to encapsulate this in “ride or die”, but to those that live it, its much deeper and more committed.

Stop. The Vanguard retirement funds all did this if the target is before 2060. And those are invested in index funds by professionals. OP likely had the VTINX

OP’s losses are more exagerated than just the Target Date fund experiencing a dip from bond exposure.

Here’s OP’s same initial investment on the same day but 100% in VTINX:

So instead of a $4k loss that OP showed, it would been a $71 loss. OP went picking individual stocks and got burned (assuming they liquidated their position after seeing their portfolio balance).

Or I completely disagree with the idea of individuals investing for their retirement as a base expectation when the options available are not universal nor affordable for half the population.

Then you should have led with that. I wouldn’t have wasted my time trying to explain how to use the system to someone not interested in any part of the system. None of your arguments are about the mechanisms of the system, but instead lack of its universal applicability. You weren’t interested to learning how the system can work, you’d already dismissed it from the get-go.

Your post comes across as dismissive of anyone criticizing the current system.

Your posts come off as trolling because you’re arguing about particular internal steps to the current system when you don’t even care about it.

You do understand a significant portion of the population doesn’t have a dollar to spare when they live paycheck to paycheck, right?

Listen friend, its entirely possibly you started off with good intentions in this thread, but somewhere along the line it looks like you got so concerned with “being right” or “getting zingers” that your responses got more and more useless and simply argumentative for arguments sake. I’m human, I’ve been there. Look where you started off this line of conversation with this:

So if the market crashes the year before I want to retire I should just put off retiring for another 30 years.

The way I know you went down the wrong path is that if you were genuine with your argument, you would have started HERE with your comments about people not being able to save anything for retirement. Instead, you attacked a legitimate way to save for retirement for those that can save for retirement. Worse, you did so from a position of ignorance, but then attacked the response that informed you how your stated position was inaccurate.

The other possibility is that you started your whole rant without any thought to having a good faith conversation about the benefits or challenges to Americans saving for retirement. That would make you a straight up Troll. I don’t that thats who you are, so maybe just let this conversation thread die because its not producing anything productive for you and its otherwise a waste of time for everyone.

Back in the day (before third party hardware to do this) the only way to get Dreamcast online was to Dialup or the very rare and expensive broadband adapter.

Seeing as the Dreamcast shipped with a dial up modem, it was possble to set up your PC (also with a modem) and with a a couple of resistors, make a type of “dial up crossover cable”. You would set up your PC to “answer” the call from the Dreamcast, then route the traffic to the PCs broadband connection. Zero phone line needed!

Earns enough money to set some aside for retirement.

Do you literally not even have $1 in your pocket that you earned for yourself? Thats all it takes to open an IRA and start saving for retirement.

Only 32% of people have 401k accounts.

45% of 18-29 year olds have a retirement account. That number keeps rising to 77% of people 60+ having a retirement account. source

You don’t need a 401k account to save for retirement. You can do this same savings/investing in an IRA or even an brokerage account (but you wouldn’t get the tax benefits). There are ZERO employer requirements to opening an IRA, you just have to be someone that earns money.

I recommend FSKAX over FZROX. There are few minor differences. Yes FZROX has a lower expense ratio, but it BARELY lower when compared to FSKAX. My understanding is the biggest downside to FZROX is that you can’t hold that in any other brokerage. So if one day you decide you don’t like Fidelity you have to sell all your FZROX and then buy something else offered at the other brokerage. In a retirement fund this isn’t so much a big deal, but could mean you miss out on gains between the sale and the purchase of whatever else you replace it with.

If you’re investing in a non-retirement account this is a BIG deal, as any gains would be taxed at the time of sale. This can mean you pay 15%-20% on the gains just to switch brokerages. FSKAX doesn’t have that limitation, and you’d be able to simply do an “in kind” transfer of the securities to your new brokerage without any tax events/consequences. To me, that portability is worth the tiny different in expense ratio.